Compare & Save Upto 90% on Bike Insurance
Pollution Under Control (PUC) Certificate
Vehicle RC (Registration Certificate)
Previous insurance (if renewal)
Aadhaar/PAN (for ID)
Motor insurance is a mandatory and critical protection for your vehicle — whether it's a car, bike, or commercial vehicle.
Motor insurance provides financial protection against:
- Damage to your vehicle (accident, fire, theft, natural calamity)
- Third-party liability (injury/death/property damage caused to others)
- Personal accident coverage for the owner-driver
- Add-ons (zero depreciation, engine protection, roadside assistance, etc.)
| Add-On Name | Why It’s Useful |
|---|---|
| Zero Depreciation | Full claim without depreciation cuts |
| Engine Protection | Covers water ingression & oil leakage |
| Roadside Assistance | Towing, battery jumpstart, fuel delivery |
| Return to Invoice | Claim full invoice value if car is totaled |
| NCB Protection | Retain No Claim Bonus even after one claim |
| Tyre & Rim Cover | Covers replacement in case of accidental damage |
| Insurer | Claim Settlement Ratio (CSR) | Strengths |
|---|---|---|
| New India Assurance | ~95% | Reliable PSU, budget-friendly |
| Reliance General | ~98% | Cheapest premiums, fast service |
| ICICI Lombard | ~94.8% | Trusted brand, wide garage network |
| IFFCO Tokio | ~95.8% | Best garage access in Chandigarh |
| HDFC ERGO | ~89.5% | Easy digital experience |
| Digit / Tata AIG | ~96–98% | Good for online policies |